economic discomfort

My fan requested I update my blog. So here we go!

Financial Crisis... huge issue in the US right now. HUGE! Everyone is blaming everyone else, and the problem gets worse. We're even talking about the second Great Depression.

But here's my question: How is it really effecting you? I can tell you specifically how it's effecting me and Nikki, but I would call that more of a frustration than a crisis. It's not really destroying the quality of my everyday life.

Also, I keep hearing how no banks are loaning anymore and no one can get a credit card and other similar complaints. I get credit card offers almost daily, and the TV and radio commercials are constantly offering mortgages and other loans. A talk show host recently asked listeners to see if they can qualify and obtain various loans, and many of them were able to with little prerequisites.

So yeah, the stock market is in bad shape and tons of people can't pay their mortgages (although many of them should never have qualified for a mortgage in the first place). And I know a lot of people are losing money with their 401Ks and other such investments (but those investments will eventually come back... we hope). But is that really the situation most "Main Street" Americans are facing? Or is the fear something drummed up by all the media attention to the issue?

And who really is to blame? Democrats? Yep. Republicans? Yep. Wall Street? Yep. People buying houses who really can't afford them? Yep. Me and you? Probably not.

I know, I don't have a real clear point with this blog, but the whole financial thing is just driving me crazy!